Welcome to County Car Insurance group:

At County car insurance group we take great pride in providing our clients with diversified insurance policy products designed to suit their individual needs at prices they can afford as like affordable car insurance. Whether you are insuring your car, auto or family at County car insurance group you can feel confident that you have an organization that is dedicated to taking care or your specific needs. At County car insurance group we believe that we have the insurance products, and with over many years of experience, the tools necessary to provide our clients with the very best the industry offers.

If you're looking to save money and get a cheapest car insurance premium, it's worth thinking about how the insurance group, your car is in affects your car insurance premium. Cars in low cost car insurance attract a low cost premium, so it's worth understanding work of Insurance groups services.

Car insurance is set by the Group Rating Panel, which includes members of the Association. The panel meets each month to recommend an insurance policy group for each new passenger car built to a UK specification. 50% of the information used by the panel in its assessment is based on research conducted by the car insurance Repair Centre of company.

County Car Insurance ratings are for guidance only though and insurers don't have to follow them. Most insurers will take them into account though alongside their own records of any previous insurance claims and risks when they set your insurance policy premiums.

Insurers may use the panel recommendations in their calculation of car insurance premium policies but, as these insurance groupings are provided as a recommendation only, they may choose to use their own groupings. County car insurance have recently introduced a new set of fifty groups, which they are using alongside the existing twenty groups in testing new cars. The move to fifty groups means that each model of car can be more accurately banded with similar car pannels. Some insurers are now using fifty groups in their insurance premium calculations software. According to the NIS, the cost of motor car repair accounts for over half of all the money paid out in car insurance claims, so it's no surprise that repair costs feature strongly in how the groups are defined. Based on these research of NIS, we define the factors used to assess new cars as follows:

Car Damage and service costs:

This covers likely extent of damage to each car model and the cost of the repairing involved in car repairing. The lower these costs, the more likelihood there is of a low cost car insurance group rating.

Parts costs:

Costly parts take time means higher costs and the greater likelihood of a higher rating for these car insurance. Different paint finishes on antique cars are an important factor, so these are also taken into account.

Antique car values:

The prices of antique cars are taken into account, as they are often a good guide to the cost of replacement and repairing of these models of cars.

Best car performance service:

Acceleration and top speed are important factors. Insurers know very well that how these services provided to customers, from their claims statistics, that high performance cars often result in more frequent insurance claims.

Car security:

Security features fitted as standard equipment by car manufacturing can help to reduce insurance claims costs. Such features include high security door locks, alarm systems, glass etching, coded audio equipment, locking devices for alloy wheels and visible Car Identification Number numbers.

How to check car insurance groups:

If you want to check the insurance policy for your car, or are buying a car, you can to find Countycarinsurance.com the group rating for the model you're interested in for buying.